Group Personal Accident Insurance Plan for Student
Find out what MOE's free Group Personal Accident Insurance covers for your child and how to submit a claim.
2026 - Group Personal Accident Insurance Plan for Student
The MOE GPA insurance is provided for all students in government and government aided schools at no cost to parents. This insurance covers students for accidents that may occur during school hours, during school-related activities, and while students are travelling directly to and from school, subject to the policy's claim limits.
We strongly recommend that students seek treatment at public healthcare institutions to ensure sufficient coverage under the MOE GPA insurance scheme. As private hospitals charge significantly higher medical costs, there may be more out-of-pocket expenses for parents/guardians as there are caps to the MOE GPA insurance. Please note that all claims are subject to the policy terms and conditions.
Please refer to the attached detailed factsheet that outlines the specific coverage details, online claim procedures, and important terms and conditions.
Detailed Factsheet on coverage
Submit insurance claims online at Student GPA Claims Portal